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If you're in a tight spot financially and haven't applied for a Hilton HHonors or the Marriott Visa, you might want to take a second look. The two credit cards are very similar, and they have similar benefits. So, why is there so much difference between them?

First of all, both Hilton and the hotel chain to offer rebates. You can get cash back on every purchase, including on airfare. They'll also give you points to use at different restaurants, bars, and other merchants. While the Hilton HHonors card has a limit on how much you can earn, the Marriott Visa does not.

Another major benefit of the Marriott Visa is its membership rate. While it's much higher than that of other major credit card brands, there's still no reason to apply with them if you don't have any credit history. In fact, you might even qualify for a better rate if you make your payments on time.

The downside to this card is that you have to pay an annual fee for having one. This can make it harder to pay off debt, but there are usually some rewards you can get to offset this cost. Even if you have a high balance, this fee is generally less than the annual fee of most other credit cards.

There are many other perks offered by the Marriott Visa, and you should look into them. If you don't, you'll probably end up with a lower interest rate. And, if you have no credit history, you'll find it difficult to qualify for the best rewards.

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The good thing about this card is that it offers great incentives. If you are already using the Hilton HHonors card, you could easily see a lot more value out of it.

When applying for this card, make sure to compare all of the different offers. Since you can get a rebate for spending your rewards on airfare or even for making hotel reservations, you might be able to save quite a bit of money. If you're in a tight budget, you might find it worth it to get a Hilton Visa instead.

If you're just looking for a card, you should also check out the different companies and cards. The main issuer is American Express, but there are others like Hilton that have their own rewards program. and they also have their own rewards programs. Compare the different cards and you should be able to find the best one for you.

The key to getting a great card is being able to find a credit card that has enough benefits for you. without having to pay too much. The two major issuers do have their pros and cons, and you will need to consider what's best for your situation before you apply.

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