The Discover It Secured Credit card is a new rewards credit card specifically designed for people who aren't new to credit, are bad or poor credit, or are building credit. With the Discover it Secured Credit Card users can earn 2% cashback on all purchases made using the credit card and up to $1,500 in bonus cash back bonuses on dining out and gasoline. This cashback program allows the cardholder to earn money back, even if the transaction is not the subject of any promotional offers, such as airline miles. It also allows consumers to use the credit card for making purchases at gas stations, restaurants, drugstores, and a few other locations.
What makes the Discover It Secured Card different from other secured cards is that it boasts an introductory interest rate that's three times as low as typical rates offered by other issuers. In addition to this low introductory rate, the Discover It Secured Card has no annual fees, which some people consider a positive feature. Also, there is no grace period attached to the cash back bonuses that can accumulate to high amounts over time, which can be attractive to those who carry a large balance from month to month and need a little incentive to get rid of that debt. The Discover It Secured Card features a standard one-year limited warranty plan. It also has a satisfaction guarantee and a toll free customer service number.
There are a few drawbacks associated with this secured line of credit. One of these is the fact that the Discover It Secured Card does not have as many security features as other credit cards. Also, while there is an alarm that sounds when a purchase is made using your credit card at a participating gas station, the customer service representative has very little guidance as to how to use this feature. This could be a problem if you travel frequently, since you might miss the signal. Lastly, you will find that these cards do not offer a lot of rewards compared to other secured credit cards.
This new card offers great rewards to those with good credit scores. Those with poor credit scores, however, should still consider applying for this credit card because it does have some excellent benefits. For example, it offers a reward program based on your purchases, which means that you'll be able to get cash back just by making purchases. Furthermore, it provides consumers with air miles and frequent flier miles that can be used towards other destinations.
You'll find that it isn't difficult to understand how to use all of these cards' features. If you travel often, you can easily earn enough rewards to make a dent in your travel expenses, allowing you to take advantage of all that air miles can provide. On the other hand, if you tend to buy things in bulk, Discover It Secured can help you earn even more cash back. It's really easy to see how this product benefits frequent travelers, frequent buyers, and even consumers with poor credit scores.
All in all, the Discover It Secured cards offer excellent incentives and rewards for consumers who want to make a difference. They are simple to use, easy to obtain, and easy to maximize your money. There is no reason to be trapped in bad credit when you can find a solution like this. It would be wise, then, to start applying today.
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Discover card application status checks are quick, easy and free! The application status is updated every fifteen minutes for up to the minute status updates on your applications. If you have applied online, you will receive an e-mailed status update even if you apply by telephone or mail. Just click on the Apply Now ...