Visa Virtual Account is a type of Visa card, which is used in the US by US residents and foreigners. In most of the cases, Visa Virtual Card is used to buy things from various vendors can only accept cards issued by Visa. Visa Virtual Account card does not have any effect on the regular credit cards. This card serves as a debit card and is accepted anywhere Visa transactions are accepted.
Card holders are given the option to purchase things from their own bank or credit card provider. For people who do not have credit cards, they can apply for the Visa Virtual account in order to avail these services. There are no minimum balance requirements and the maximum purchase limit is set at $1500. As the card can be purchased through the Internet, card holders are not required to physically visit the card merchant to acquire this card.
Card holders are given a unique virtual address where the card can be deposited. Once this card is placed in the virtual account, the holder will receive a unique identification number. The card holder must ensure that this card is active. After purchase, the card holder should activate it using his PIN number provided after entering the card number. Visa Virtual Account users are allowed to withdraw money from their account.
Virtual card allows the card holder to make transactions online by logging into the issuer website. The website of the issuer provides all the necessary details such as the expiration date of the card, the terms of usage and the conditions of withdrawal. The card holder must read the terms and conditions carefully before making transactions. Users can also check the validity period before making the actual purchase.
If there are any charges on the card, they can be availed from the issuer's website. Virtual card holders can check the validity period for their card before making any purchase. Most of the card issuers provide card holders with the option to transfer money from their account to other account if they wish. The money can be transferred into a bank account or a debit card. This feature is available only to the card holder and it cannot be transferred to other users.
The Visa Virtual Account enables the card holder to buy things online and they can withdraw money from their virtual account. This is similar to using debit cards. It is useful when the card holder has multiple credit cards. They can use the card from any ATM machine and can easily withdraw money from the ATM.
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What is VISA VEOPRESS? A VISA Virtual Account, which was created in 1997, is an easy way for people to use the VISA credit card online by depositing funds into a virtual account with the Visa company. A virtual account has no effect on a person's regular credit card. It is a way to obtain funds from the card holder's ATM machine without using his card.
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