The UB Union Bank Dime-A-Time reward card rewards you for spending your debit card with credit. Your UB Dime-A-Time card can make payments in either two ways: as an electronic debit payment approved by your fingerprint or as an electronic transaction approved by the PIN you input when purchasing a product or service.
You may be wondering why it is wise to apply for a card that allows you to pay for a purchase using your plastic rather than using a credit card. The main benefit is that you avoid the risk of defaulting on a credit payment, and you will only pay for the items you actually purchase.
Debit cards work just like any other debit or credit card. The only difference is that your debit card is not linked to your checking account. Instead, your debit card is linked to your ATM card.
When you make an electronic payment with your card, your account will receive a debit statement. This statement will include the balance of the payment, the date the payment was made, and the name of the person who made the payment. This information can help you understand how your account is used and the way the card is used.
In some cases, your card will also show how many transactions you have made with your card. You may find this information helpful if you are thinking about transferring your account to another card provider.
If you choose to transfer your UB Bank debit card account to another provider, the new provider will require that you provide them with information about the account. This may include your PIN number. If you decide to stay with the same provider, you can use the same debit account, which provides a secure place to manage your funds.
You will continue to have access to your account after you transfer your card to another provider. Once your account is transferred, you can still make purchases as usual with your debit card. However, if you decide to withdraw money from your account at an ATM, the card provider will process your transaction before you see it on your statement.
Since you are required to make purchases using your debit card before they are credited to your account, you can protect your account by having at least two cards. to use with different providers. If you do not, you will never know what is going into your account unless you check your statement.
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