PayPal ATM card is designed for those who have an online PayPal account but do not have a bank account with them. PayPal ATM is another name given to the prepaid credit card. It is similar to the traditional plastic cards with a logo on it but instead of having a magnetic strip, PayPal has a built-in chip to store the user's information and funds. This is the only type of credit card that is accepted in many places. PayPal ATM card can be used anywhere that accepts regular debit or credit cards.
PayPal ATM can be used in more than just the US, it can be used by anyone from any part of the world. The card holder can use the ATM to withdraw cash from his bank accounts. PayPal ATM card works by giving the card holder a chip in the form of a microchip to insert into the reader of the ATM machine.
The key to using the card is to insert the chip and swipe it in the reader when the reader detects the presence of the credit card. The card holder has to fill out an online application in order to activate the card. There are many advantages to this card. Some of them are listed here below.
PayPal ATM card works as a pre-paid credit card. The amount to be withdrawn from the bank account is deducted from the chip on the card before the customer is able to swipe his card again in the ATM machine. The maximum withdrawal limit is set by the bank on the basis of the number of transactions the cardholder has done with his bank in a single day. If the cardholder exceeds the limit, the bank can deny his request to withdraw cash. PayPal ATM card charges a small fee for each transaction he makes.
The bank will not ask for the PIN of the cardholder before denying him access to cash. The bank will only ask for the name of the cardholder. In some cases, the bank may even require the name of the cardholder and the address of the cardholder. However, PayPal ATM is an electronic system where the transaction is carried out immediately. The process can take place even without the cardholder knowing about it. The only thing needed is a PIN number and an internet connection. PayPal ATM card works even without cardholder's presence in the ATM.
PayPal ATM card is easy to install in a PC or laptop. It is a convenient way to access money wherever you go.
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