5 Things To Expect When Attending Blue Cash Preferred | blue cash preferred

The Blue Cash Preferred credit card is an American Express credit card perfect for people who spend lots on gas and grocery store purchases at home, on transit and over the internet in the U.S. In return for the yearly fee you will earn: six percent cash back at all U.S. merchants, six percent cash advance fee waived the first year (with an additional monthly payment if applicable), and three percent off balance transfers. This offers generous rewards compared to the other cards. But there's still more!

When you use your Blue Cash Preferred credit card to make purchases at participating retailers, such as Lowe's, Target, Wal-Mart or Kmart, you will receive five percent cash back on your purchases. No annual fee is required. As for the terms apply, the following terms apply: you can make up to five cash payments on your purchases each month, you can pay bills online using your card and you have up to one year to pay off your balance. If you don't repay your account by the due date, your cash back status will be cancelled and you will no longer receive any cash back.

This cash back earning is not unlimited. When you are not shopping and only making purchases for family purposes, like groceries and household items, you do not earn any cash back. The limit for spending when not shopping is ten thousand dollars per year. You may wish to set this limit at a lower amount if you do not really use your Blue Cash Preferred credit card that much. The annual fees, the conditions and the limits may all be different with each provider.

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The rewards you get from your Blue Cash Preferred card will vary. Some rewards include travel points, gift certificates and some are directly to cash back. A point system is also offered. Since the percent cash back earning is connected to the amount of spending done through your card, you can see at a glance just how much you could accumulate by utilizing your blue cash preferred card.

A lot of benefits cards come with reward categories. This is one of the ways that they are able to attract people. You do not just get the points, but you also get discounts when using your card in certain areas or for a specific period of time. The blue cash preferred card comes with three main reward categories.

With most credit cards, you do not pay any annual fee; however, with the blue cash preferred card, there is an annual fee of only $30 dollars. This fee may be refunded, depending on the terms and conditions. You could also opt for an annual fee that is waived if you maintain a high credit score, pay off your balance on time and use your credit card for your everyday purchases.

American Express Blue Cash Preferred Review (Updated May 5) - blue cash preferred

American Express Blue Cash Preferred Review (Updated May 5) – blue cash preferred | blue cash preferred

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American-Express-Blue-Cash-Preferred-Card-Swimming-Pool-Background – blue cash preferred | blue cash preferred

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Amex EveryDay® Preferred Credit Card from American Express – blue cash preferred | blue cash preferred

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